We get behind the wheel every day and don’t expect something bad to happen. Driving has become a part of our “normal.” Yet, approximately 6 million car accidents happen in the U.S. every year.
Car accidents can leave anyone shaken. The adrenaline and fear that comes with being jolted by a collision can leave your head foggy, but it’s important to take immediate action after an accident.
Keep reading to learn more about what you should do after a car accident.
Stay at the Crash and Call 9-1-1
Your immediate reaction when you get into a car accident needs to be to stay at the scene of the accident and call the police. You can protect the scene while waiting for law enforcement by keeping your flashers on. This can help signal to other drivers to avoid the scene of the crash.
If there are no serious injuries that require immediate medical attention, your first priority should be getting a written report from the police. Having an officer present can ensure that an accurate record of the crash is made.
When you get out of the vehicle, you don’t want to go engage in a heated conversation with the other driver. It is important to maintain a level head as you inspect your vehicle and take photographic evidence of any visible damage.
Taking these pictures will allow you to attach this first-party evidence to your insurance claim. These images and the type of damage created can help indicate who is at fault for the accident.
Exchange Information With the Other Driver
After both drivers are safely able to exit their vehicles they should exchange contact information. Typically, the officer will gather this information as well and you will receive documentation through their report, however, it is never a bad thing to collect this information first hand.
When you communicate with the other driver you want to collect the following:
- Contact information
- Insurance company and policy number
- Diver’s license and plate number
- Car information
This information allows you to have necessary evidence when discussing with insurance companies. You can alleviate any future tension by going over the facts with the other driver and seeing if either party immediately admits fault. If so, you want to take note of this.
Notify Your Insurance Company
In order to alleviate the headache with your insurance company, you want to report the accident to them as soon as possible. This can streamline the process of getting an official claim and getting your vehicle repaired.
While working with your insurance company, it is necessary to keep an accurate file of all crash-related documentation. Keeping an organized file of documents can help you in the insurance claim process.
Depending on the severity of the crash, your insurance company may inform you to consult your attorney as well. This can help you bring in a professional to protect your rights.
Stay Protected After Car Accidents
Car accidents will leave you shaken, so it is important that you have the forethought to take action even after a collision. By following these steps you can ensure that your insurance company has the necessary resources to help hasten your vehicle repairs.
Contact us to help you handle the vehicle damage after an accident.