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Everything to Do After a Hit and Run Car Accident

Have you ever come back to your parked car hours later only to find damage? Have you ever been in an accident and had the other driver run off? Hit and run car accidents are common for drivers to experience, but they can be tricky to handle.

Usually, responsible drivers after an accident stay back and share details that are needed to get the situation sorted as efficiently as possible.

In a hit-and-run situation, communication with you and the other driver is impossible – so what to do after a hit-and-run car accident?

Collect Any Information Available

The first thing you should always do after an accident is call the police. Either medical or not, an investigation would be opened. Whether you were at the scene or not during the accident, it is important to collect important information. Writing down the location of the accident, time, and photos of the damage are needed for the next steps.

Along with the details of the incident, getting any eye-witness accounts may help you find the driver. If another driver saw any car details or the perpetrator, this can help police track down the runner. Without any of this information, it makes settlement more difficult.

Claims

After a hit and run incident, the at-fault is responsible for covering damage to the vehicle with their insurance. If the perpetrator is unknown, your insurance company is responsible for covering these expenses. It is important that you let your insurance company know about the damage as soon as possible.

Depending on your insurance plan, some companies are very specific about how long it takes for you to file a car accident claim. Many cases have false accident claims which cause insurance companies to be wary.

If the person at fault has not been identified or does not have insurance, uninsured motorist coverage may be the last resort. This coverage is both economic and non-economic compensation, ranging from basic car damage to emotional damage.

Seeking Legal Help

Depending on the severity of the incident and your insurance coverage, seeking legal help is incredibly important for a hit and run. Insurance companies are skeptical of hit-and-run cases seeking car accident settlements, where the person at-fault is not identifiable. With legal counsel, it can make this situation easier to navigate when it comes to compensation.

Legal counsel is also important if the incident if the case is taken to court. If the other driver is caught, legal action may be taken against them for additional compensation.

Stay Safe After A Hit And Run Car Accident

To ensure your safety after a hit-and-run car accident, it is important to follow this step-by-step process. Following each step will help you receive compensation for damages, reach a settlement, and get the legal help needed to protect yourself and your vehicle. For further information on how to handle car accidents and insurance, contact us today.

What Are the Different Types of Car Accidents?

The state of Pennsylvania reported over 104,000 auto accidents in 2020.

Out of those, over 61,000 people were injured and over 1,100 people died.

You know what everyone says: “accidents happen.” Of course, they do happen — and they are often unavoidable. However, that doesn’t mean you can’t stay safe on the road.

We’re dedicated to your safety. So, make sure you’re prepared before you take your next drive across town. Being prepared includes being aware of the types of car accidents, so we have rounded up a list for you to look at below.

What Types of Car Accidents Are There?

The Pennsylvania Department of Transportation identifies seven different types of car accidents to be aware of. They may seem obvious to some, but it is an important topic to review.

Rear-End

This is where someone’s front bumper crashes into the back bumper of another vehicle. The severity of these can vary greatly depending on the speed of each vehicle.

Head-On

This means that someone’s front bumper crashes into another’s front bumper. This is often because one party is driving on the wrong side of the road — or going the wrong way on a one-way street.

Sideswipe

This is when two cars driving next to each other get too close to the lane edges and collide, sidewall to sidewall. A sideswipe can occur no matter what direction both cars are driving in.

Angle

An angle collision is also referred to as a “T-bone” incident. It is defined as occurring at an intersection, so it will typically be the collision of one party’s front bumper into someone else’s sidewall.

Hit Pedestrian

Just as it sounds, this is when a vehicle crashes into a person who is not in or on a vehicle — a pedestrian.

Hit Fixed Object

Once again, this type of car accident is exactly what it sounds like. Examples of things that are commonly hit include mailboxes, road signs, trees, and many others.

Non-Collision

Can a car accident occur without a crash? Scarily enough, it can. Non-collision accidents include things like explosions and sinking underwater, among other things.

What Causes Car Accidents?

Car accidents are called accidents for a reason, but that doesn’t mean that nobody was at fault. There are all sorts of car accident causes.

One could easily argue that all of these causes fall into the category of reckless driving — but the term usually refers to things like speeding, tailgating, and otherwise neglecting road safety laws.

Other common factors include things like intoxication, texting, and other distractions like eating. A moment of attention taken from the road can mean life or death.

What Should I Do in an Accident?

If you find yourself in one of these unfortunate scenarios, do your best to assess the situation.

If you or anyone you can see is hurt, call 911 immediately. If you’re able to safely get out of the car, get out and check your surroundings.

Make sure to take pictures of both involved vehicles before they are moved — you can then send these to your insurance company to help process your claim. Talk to the other driver, ensure that nobody is badly injured, then exchange contact information as well as insurance information.

Even if the accident isn’t severe, you should still contact the local police and report the accident. If nothing else, the report can be useful to your insurance company — which is who you should contact next.

Drive Safely

Now that you have learned about the different types of car accidents, we hope you feel safer and more prepared.

In the event that you find yourself in an accident, just give us a call and know that we’ve got you covered.